Lending Services

Flexible capital solutions tailored to your business needs. Our commercial lending products provide the working capital necessary to expand operations, hire staff, increase inventory, or pursue strategic opportunities.

We structure loans based on your business's cash flow, collateral position, and growth trajectory—not rigid templates. Terms range from 6 months to 5 years, with competitive rates and transparent fee structures.

• Loan amounts from $50,000 to $5 million
• Flexible repayment schedules
• Fast approval process (48-72 hours)
• No prepayment penalties

Long-term funding for machinery, vehicles, technology infrastructure, and other essential equipment. We finance both new and used equipment purchases, with the equipment itself serving as collateral.

Equipment financing preserves your working capital while allowing you to acquire the assets needed to increase productivity, improve efficiency, and scale operations.

• Up to 100% equipment cost financing
• Terms aligned with equipment useful life
• Fixed and variable rate options
• Sale-leaseback solutions available

Working capital that adapts to your business's revenue patterns. Instead of fixed monthly payments, revenue-based financing adjusts repayment based on your actual sales performance—providing flexibility during seasonal slowdowns and accelerating payoff during strong periods.

This structure is ideal for businesses with fluctuating cash flow, recurring revenue models, or seasonal operations.

• Repayment tied to revenue percentage
• No personal guarantees required
• Quick funding (5-7 business days)
• Flexible use of funds

Convert outstanding invoices into immediate cash flow. We purchase your accounts receivable at a discount, providing you with working capital while we handle collections from your customers.

Invoice factoring improves liquidity without adding debt to your balance sheet, making it an excellent tool for managing cash flow gaps and funding growth.

• Advance rates up to 90% of invoice value
• No minimum or maximum volume requirements
• Non-recourse options available
• Same-day funding available

Financing for the acquisition, refinancing, or renovation of commercial properties. Whether you're purchasing a facility for your operations, expanding your footprint, or improving existing real estate, we structure loans that align with your property investment strategy.

• Owner-occupied and investment properties
• LTV ratios up to 80%
• Terms up to 25 years
• Competitive fixed and adjustable rates

Specialized funding to purchase inventory for retail, distribution, and manufacturing businesses. We use your inventory as collateral, providing the capital you need to stock shelves, fulfill orders, and capture seasonal demand.

• Seasonal and year-round financing
• Revolving credit lines available
• Fast inventory turnover supported
• Flexible advance rates