Privacy Policy

Last Updated: March 30, 2026

BDI LLC ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, apply for financing, or use our services.

Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us when you:

• Apply for business financing
• Fill out contact forms on our website
• Subscribe to our communications
• Communicate with us via email or other channels

This information may include:

• Name and contact information (email, mailing address)
• Business name and information
• Financial information (revenue, tax information, bank statements)
• Identification information (driver's license, Social Security number for credit checks)

Automatically Collected Information

When you visit our website, we may automatically collect certain information about your device, including information about your web browser, IP address, time zone, and some of the cookies installed on your device. We may also collect information about how you interact with our website.

How We Use Your Information

We use the information we collect to:

• Process and evaluate your financing application
• Provide customer service and respond to your inquiries
• Send you marketing and promotional communications (with your consent)
• Improve our website and services
• Comply with legal obligations and prevent fraud
• Maintain business records and conduct internal analytics

SMS & Text Message Communications

If you opt in to receive SMS or text messages from BDI LLC, we may send you marketing and promotional messages related to our financial products and services using an automated telephone dialing system (ATDS).

SMS Opt-In

By providing your phone number and checking the SMS opt-in box on our contact form, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from BDI LLC. Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply.

Opt-Out

You can opt out of receiving text messages at any time by replying STOP to any message you receive from us. You may also text HELP for assistance or contact us at contact@the-bdi.com.

Consent Not Required for Purchase

Your consent to receive SMS messages is NOT a condition of purchasing any goods or services from BDI LLC. You may still apply for financing and use our services without opting in to text messages.

SMS Data Privacy

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Sharing Your Information

We may share your information in the following circumstances:

• Service Providers: We may share your information with third-party vendors who perform services on our behalf, such as payment processing, credit reporting, data analysis, and marketing assistance.
• Legal Requirements: We may disclose your information if required by law or in response to valid requests by public authorities (e.g., court orders, subpoenas).
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
• With Your Consent: We may share your information for any other purpose with your explicit consent.

Data Security

We implement appropriate technical and organizational security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the following rights regarding your personal information:

• The right to access the personal information we hold about you
• The right to request correction of inaccurate information
• The right to request deletion of your personal information
• The right to opt out of marketing communications

To exercise these rights, please contact us at contact@the-bdi.com.

Cookies and Tracking Technologies

We may use cookies, web beacons, and similar tracking technologies to collect information about your browsing behavior on our website. You can control cookies through your browser settings and other tools.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of these external sites. We encourage you to review their privacy policies before providing any personal information.

Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The updated version will be indicated by an updated "Last Updated" date at the top of this page. We encourage you to review this Privacy Policy periodically for any changes.

Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

BDI LLC
56 Castlewood Rd
Eldon, MO 65026
Email: contact@the-bdi.com